Spread The Cost With Flexible Finance

At Koziwarm, we are committed to delivering excellent service and we understand that many customers may prefer to pay with finance. So, we've partnered with established credit brokers, Ideal4Finance, to enable customers to spread the cost with monthly payments.

The following finance options are available, always subject to the lender's assessment:

  • 0% APR finance over 12 and 24 months
  • 12.9% APR finance over 36, 48, 60 and 120 months

A deposit may be required and we will agree the deposit amount with you before you begin the application process.


Finance Example

Here is a representative example of £5,000 purchase, with a 25% deposit, paid over five years (60 months) at 12.9% APR.

Purchase amount £5,000; deposit amount £1,250; total credit £3,750; interest rate 12.9% (fixed); loan duration 60 months; monthly repayment £85,13; total repayable £5,107.93; total cost £6,357.93.

* Please note the representative example provides an indication only and the exact details will be provided at the application stage.


Finance Calculator

Use our handy finance calculator here to work out the monthly payments.

Finance Calculator

How To Apply

Ideal4Finance help thousands of people secure finance for their purchases. They use reputable lenders and are Trustpilot-rated 'Excellent'.

You can apply online and decisions are made quickly. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.

Apply For Finance

If you require support with your application, please call Ideal4Finance on 020 3617 4647 (Mon to Fri, 9am to 5pm).

Koziwarm Limited is authorised and regulated by the Financial Conduct Authority FRN 939095. We act as a credit broker not a lender and offer finance from a panel of lenders. Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.